Privacy Policy

Effective Date: August 19, 2023

At Grace and Truth Insurance, we are committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard the information you provide to us. By using our services, you consent to the practices described in this policy.

1. Information We Collect:

We collect various types of information when you use our services, including:

- Personal Information: Your name, contact details, date of birth, social security number, and other identifying information.

- Financial Information: Payment details, bank account information, and credit history.

- Health Information: Medical records and health history necessary for the insurance application and underwriting process.

- Communication Information: Correspondence between you and our representatives, including emails, letters, and phone calls.

- Usage Information: Data about how you interact with our website, including IP addresses, browser type, device information, and pages visited.

2. How We Use Your Information:

We use the information collected for various purposes, including:

- Providing Services: Processing insurance applications, underwriting policies, and managing policyholder accounts.

- Communication: Sending important notices, policy updates, and other relevant information.

- Customer Support: Responding to your inquiries, addressing concerns, and providing assistance.

- Marketing: Informing you about products, services, promotions, and offers that may interest you.

- Legal Compliance: Complying with applicable laws, regulations, and court orders.

- Internal Operations: Analyzing usage patterns, conducting research, and improving our services.

3. Information Sharing:

We may share your information with third parties under the following circumstances:

- Service Providers: We may share information with trusted third-party partners who assist us in delivering our services, such as underwriters, payment processors, and IT service providers.

- Legal Obligations: We may disclose information to comply with legal requirements, protect our rights, and respond to lawful requests.

- Business Transactions: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction.

- Consent: With your consent, we may share your information for specific purposes.

4. Your Choices:

- Opt-Out: You can opt out of receiving marketing communications from us by following the unsubscribe instructions provided in our emails.

- Access and Correction: You can request access to your personal information and make corrections if needed by contacting us.

- Deletion: You can request the deletion of your personal information, subject to legal and contractual requirements.

5. Security:

We take appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, and destruction.

6. Children's Privacy:

Our services are not intended for individuals under the age of 18. We do not knowingly collect or store personal information from minors.

7. Updates to this Policy:

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website with a revised effective date.

8. Contact Us:

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at Mike@gracetruthinsurance.com.

By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.

Mike Thomas

Owner

Grace and Truth Insurance

Mike@gracetruthinsurance.com

270-438-2135

Bowling Green, KY